Tag: kids (Page 1 of 2)

A Day in the Life of a Work-at-Home-Mom

A Day in the Life of a Work-at-Home-Mom

If you know nothing about me, you need to know that I have three children (ages 3, 6, and 9) and that I work part-time from home for a behavioral economics firm in the Midwest (I live in Alaska… if that wasn’t abundantly clear). I am privileged to be able to be a stay-at-home mom for my kids, but also earn some income doing something I love. That does not mean my days are easy. Today, I’m going to give you a typical “day in the life of Maggie.” I bet you can’t wait!

The Life of a SAHM (stay-at-home-mom) and WAHM (work-at-home-mom):

5:45 AM – Get up, brush hair, throw on a sweater and set up my computer at the table for a 6AM work meeting. I keep my pajama pants on and have a heated blanket in my lap because the heat in the house doesn’t turn on until 7AM.

6:00 AM – Skype with a group in the conference room at the company’s office. (Until last week, I could just phone in to meetings and stay in my bed for them… but unfortunately, they just got Skype working and now I have to pretend I’m put together).

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Last Minute Frugal Valentine’s Day Ideas (for kids and spouses)

When is Valentine’s Day again? TOMORROW?! Don’t worry… I’ve got your back. I literally don’t do a THING until the day before to prepare and I don’t spend a penny on this holiday!

(Insert: rant about commercialization of a made-up holiday designed to make you spend money to prove your love…)

Valentine’s Day Decorations

Okay, fine. We planned a LITTLE bit ahead on this one, but I still had to share it because it is literally the GREATEST IDEA EVER (I can’t take credit… I found it on Pinterest years ago and I can’t find the original source…).

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Girls Are Brilliant (And Why That Matters)

Girls Are Brilliant (And Why That Matters)

In light of recent events, I’ve started hearing arguments (from both men and women) that women have achieved equality and need to “stop complaining.” Everyone apparently knows that girls are brilliant already. I’ve also been informed that “men controlling women” isn’t a common theme that exists outside of my own “echo chamber” and that women can officially do anything they want to. I realize that research has also lost popularity as of late, but as a researcher, I will continue to publish research-based information.

Gender Stereotypes Start Young

In the midst of the arguments this past week, a study was published looking at 6-year-olds. In the first part of the study, children were told a story about a character that was “really, really smart.” They were then shown pictures of 2 men and 2 women and told to identify which one they thought was the protagonist of the story. 5-year-old girls and boys (not yet school-aged) were just as likely to choose a boy or a girl as a protagonist to the story (and likely to lean toward identifying the protagonist as themselves–girls would choose a girl, boys would choose a boy). 6-year-olds, however, were not. The study states: “Despite [the] strong tendency to view one’s gender in a positive light, girls aged 6 and 7 were significantly less likely than boys to associate brilliance with their own gender.”

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The future is full of hope

The Future is Full of HOPE

We’re going to start off with a little riddle:

A father and his son are in a car accident. The father dies instantly, and the son is taken to the nearest hospital. The doctor comes in and exclaims ‘I can’t operate on this boy!’
‘Why not?’ the nurse asks.
‘Because he’s my son,’ the doctor responds.
How is this possible?

An old one, for sure. Do you remember the first time you heard it? I do! I was still a kid. Of course the answer is “The doctor is the boy’s mother.” Duh. And I remember saying: “Oh duh! (probably with a forehead-to-the-hand smack)” but I totally didn’t get the answer. It was, indeed, a riddle. You could blame this on my upbringing, except I was raised by incredible, feminist parents that instilled very young that I could do anything I wanted to do even though I was a girl. So, I’m blaming society as a whole. We knew women could be doctors. We even knew some female docs, but they were usually male.

This week, I told this riddle to my children.

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The Privilege of Being Santa

The Privilege of Being Santa

Thanksgiving has been devoured and that is the official start of the Christmas season in the Banks house. My kids are dancing to Christmas music and throwing stuffed snowmen back and forth as I type this. And they look forward to the coming of Santa Claus, as most children do.

Santa is Magic

As an adult, I tear up a bit when I’m talking about Santa Claus. For me, Santa is the embodiment of what I wish the world could do all the time. Santa is a worldwide agreement that for one night, everyone will help make the world a magical, wonderful place. When my kids ask me if Santa is real, my response will be: “We have the power to create magic and Santa is the perfect example. The actual person named Santa does not exist, but he exists everywhere and now you get to be a part of the surprise and help create that magic for your younger siblings and for others!”

In Alaska, Santa is VERY REAL. We have been to his house in North Pole (a pretty elaborate gift shop).

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Save Money on a Legal Will

Save Money on Your Legal Will

Mr. T and I finished the whole estate-planning process just before leaving on our grand adventure (follow us on Twitter for trip updates!). On Monday, we outlined considerations for making a will. Today we’re going to talk about how to save money on making one. This is expensive stuff we’re talking about! And today we’re going to cover how to save money on a legal will. I’m not an attorney, so obviously don’t take this as legal advice. This is just my observations based on my experiences and research on the matter. Mr. T and I used a lawyer to draft up our legal wills, powers of attorney, and advanced health directives (a total of 6 documents). The legal fees? $1,895! Yikes! That’s more than it cost for all of our plane tickets for the trip we’re on! Here are 5 ways to do it for less:

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Drafting a Will

Decisions to Make Before Drafting a Will

Our three-week trip away from our children forced Mr. T and I to finally kick into gear and make a legal will (you know, because planes falling out of the sky are actually a thing these days!). We always knew we needed one, but it seemed so daunting! Well, guys, we did it. It is done. And now I’m here to help you through doing the same thing. Obviously, I’m no lawyer or financial advisor, so don’t go around thinking this is legal or financial advice. I’m just here to help you with the first step: thinking through most of the things you’ll need to consider before drafting your own will.

Two months ago, Mr. T and I said: “We leave in a month. We need a basic will, an advanced health directive, and a legal power of attorney. Where do we start?” This, my friends, is the list of where you should start. Today, we will take you through the large list of decisions that need to be made before you’re even ready to start the documents! Ready? Here we go:

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Relativity - Minneapolis Cherry Spoonbridge

Financial Relativity (Your Experience is Not Mine)

What is Relativity?

In physics, the basic definition of relativity is that physical phenomena are highly dependent upon the position (motion, etc) of the observer.

I was in Minneapolis recently for work. It was a super windy day with 40-50 mph gusts. It was the worst airplane landing I had ever experienced with the plane violently rocking back and forth and up and down right up until touchdown. The wind made the trunk lid slam into my head as I was putting my luggage in the trunk. I headed to Trader Joe’s to buy my imports. As I was checking out, the lady said: “Isn’t it a lovely day? Every day is a lovely day when you don’t live in Duluth!” Hilarious, right? Except I sort of didn’t get it because I’ve never been to Duluth. I’m assuming this is similar to us (in Anchorage) saying in the middle of winter: “At least it’s not Fairbanks!” (which is probably lost on YOU, dear reader!).

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Kaleidoscope

Designing Our Kaleidoscope

Last month, Harmony over at Creating My Kaleidoscope, offered a challenge to design your own Kaleidoscope. In short, the challenge is to discuss what you see when you look at your future through your kaleidoscope and how you’ll get there. Since I’m a planner and a schemer, I love this idea, but I also love the imagery she’s created. There is a big difference between a telescope and a kaleidoscope. The telescope allows us to see things that are far away close up. Through the telescope, we can see details as if we were right there. Through the kaleidoscope, you see something that isn’t really there. Most kaleidoscopes show just color and shape and when you turn it, those colors and shapes dance and change and create something that wasn’t there before. In some kaleidoscopes, you can actually see what is on the other end of it, but through a distorted, fragmented lens. You might be able to see a face. Sometimes 30 images of the same face. And sometimes, when you turn it, the face disappears completely.

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Little feet

The 4-Year Potential

Two weeks ago, we did some recalculations and came up with three potential plans. The two plans that would allow us both money AND freedom would take significantly longer than four years. The really lofty goal date on our blog is 2022, which is 6 years away. So what’s the big deal with 4 years? As the school year wraps up, the temporary state of Penny’s childhood is weighing heavy on my mind. In 4 years, Penny will be done with elementary school. Based strictly on our calculations, by the end of May 2020, we expect to find ourselves with a paid-off house and $321,000 in investments. Those numbers won’t get us close to financial independence. And freedom in that plan would mean continuing on our current path for the next four years and then just quitting to be irresponsible for a bit! But looking back on our historical 4-year accomplishments, in all likelihood, stagnation isn’t an option.

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