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Tricking Ourselves Into Learning

Tricking Ourselves Into Learning

Everything we do teaches us something. Life is all about tricking ourselves into learning.

Penny’s Big Invention

Penny had a big school project last year where they got to invent something. It sounded like an amazing idea and I was very excited to see what she would come up with. You know what she invented? A pencil box. Made out of paper. (So I’m not counting on her invention skills to get us to early retirement quite yet!) But instead of saying: “Hey Penny, see that plastic pencil box you’re using that actually holds the pens because it’s a durable material? It’s already been invented!”… I let it go to see what would happen. Surely the teacher would tell her it was a terrible idea and help her come up with a better one. But guess what? She did not.

Putting Process Over Product

I know, you educators are probably eons above me in this story and you can already see where it’s headed, but Penny’s teacher didn’t care about the product. Instead, she used the invention project to teach the kids through the process. Penny may not be winning any invention awards, but she learned the process of inventing. She had to make a working prototype. She had to work with a team. In order to do that, they had to learn Google Docs to share their notes. They learned how to put together a powerpoint presentation (filled with funny GIFs and cute kitty pictures). None of this felt like work to Penny because she was so excited about their amazing paper pencil box, she was excited to do what had to be done.

Tricking Ourselves Into Learning

As grown ups, these same situations often arise, but I feel like sometimes we ignore the lessons. If something’s hard, we want to forget it and move on instead of analyze what we’ve learned and move forward. Because we choose to ignore the lessons, we don’t emerge any different.

Though this applies to all circumstances, this is primarily a personal finance blog, so I think we should talk about money. I’ve witnessed tragic financial circumstances. When people hit rock bottom, they just want to start over. Everyone needs a fresh start sometime. But these people need help.

This is what I’ve learned from witnessing these situations. And I’m better for it. If we’re able to learn from the situations of others as well as our own, our education expands exponentially.

Get yourselves out into the world. Do good. Help others. When we get ourselves out there and interact with others, we are tricking ourselves into learning. But it’s up to us to apply the lessons.

What lessons have you learned from the situations of others?

The World Has Enough

The World Has Enough

Lately, the news has been full of fires and floods. Seems like half of the United States is on fire (including my dear Oregon) and the other half is under water. And that’s just the United States! Add in genocide and more flooding in Asia, the international refugee crisis… the list goes on and on and on.

The World Has Enough

Now, it makes total sense that if we could just haul all the water from Houston and Florida that isn’t wanted there and pour it all over Oregon, Colorado, and all the other fires, our problems would be solved!

How Entrepreneurship is Like Dipnetting

How Entrepreneurship is Like Dipnetting

On Monday, I shared our dipnetting experience this year. Collectively, we caught 21. My contribution: 1. That’s right. I caught 1 salmon and spent nearly the same amount of time in the water as Mr. T. Since I had a lot of time to think about stuff as I was carrying my net and not catching fish, I realized our entrepreneurship journey is actually a lot like dipnetting (you all missed my analogies this summer. Admit it!). Here’s how:

Nets Out of Water Don’t Catch Fish

You Are Your Own Agent: A Pep Talk

You Are Your Own Agent: A Pep Talk

At the beginning of the year, I was about to attempt a new freelance opportunity that I hadn’t done before. I was struggling with selling myself and setting prices that I would be happy with later (especially because the project was unlike any I had yet done). Do you know who gave me the greatest pep talk of all time? Revanche over at A Gai Shan Life.

The Original Pep Talk:

If you were negotiating on my behalf like my agent, what would you be proud of telling me that you’d gotten as a rate? Don’t think of it as selling yourself, think of it as letting them know the circumstances under which you can work together. They’re not doing you a favor, you’re providing an excellent service they want and they need to compensate you fairly or it’s not a relationship worth your time. Puff up that chest with a huge breath, let it out and calmly imagine them being THRILLED to be working with you. That’s the feeling you want to have going in and coming out, and quote them from that mindspace.

So good, right?

You Are Your Own Agent

Northern Expressions

Northern Expressions: How Close is Money to Your Heart?

Hello Friends! Today’s Northern Expression starts with a pretty famous Jonathan Swift quote, but we recently happened upon Lord Bolingbroke’s response and we loved the two together as a conversation so here you go:

A wise man should take care how he lets money get too much into his head, for it would most assuredly descend to the heart

“A wise man should have money in his head, but not in his heart.” – Jonathan Swift (in a letter to Lord Bolingbroke)

Lord Bolingbroke’s response: “A wise man should take care how he lets money get too much into his head, for it would most assuredly descend to the heart.”

I wonder why we don’t hear Lord Bolingbroke’s response as much as Swift’s quote because it’s basically the same sentiment with clarification. If you spend too much time thinking about money, it becomes the obsession and cannot be separated from your heart. It is a reminder that money is a tool. It is not the goal.

Happy Friday, friends.

Love, Maggie

Anecdotes vs. Research (and the benefits of each)

Anecdotes vs. Research (and the benefits of each)

As a researcher, it is important to me that you know the difference between anecdotes and data (the stuff produced through primary research).

What is Research?

This is a broad question that has many different facets, I realize. And I could bore you with the specifics of randomized controlled trials vs. observational studies, but our purposes here, I consider data/research to be something that has been tested. Many subjects have been involved and conclusions have been drawn. Research is testing whether defaulting workers into contributing to retirement funds actually increases earnings and then finding out that it does.

The conclusions drawn from research mean that they’ve been tried and tested. Many, many people save way more money into retirement plans if you default them into contributing in the first place. What do we do with this information? If you default your contributions, you may not end up clawing them back at all!

Northern Expressions

Northern Expressions: Inspiration is like Mario

Remember how I told you Lin-Manuel Miranda is better than you? Well, he is. And today we have just another proof. Way back in November, he tweeted a series of amazing tweets about inspiration that I haven’t gotten out of my head. Mr.T worked his graphic design magic on the tweets, and now look how amazing it is!:

Inspiration is exactly like getting a star in Super Mario Bros.

“Inspiration is exactly like getting a star in Super Mario Bros. Exciting, and super rare. You’re invincible for a short time. The rest of your time, you’re breaking bricks, navigating pitfalls, you’re living and dying. You’re doing the work.”

– Lin-Manuel Miranda

Isn’t that brilliant? Some days we’re struck with awesomeness and we feel invincible. But I love the imagery of Mario breaking all those bricks. He just keeps breaking the bricks. Every day, we get out there and we break more bricks. If you don’t jump up to break those bricks, you’ll never get the stars.

Let’s go break some bricks, my friends! And when you happen upon a star, plow through the obstacles as fast as you can! It won’t last long.

Love, Maggie

Comparison is the Thief of Joy and Productivity

Comparison is the Thief of Joy and Productivity

Teddy Roosevelt is famous for saying: “Comparison is the Thief of Joy.” I took the liberty of adding “… and productivity.” When we compare ourselves to others, we lose sight of what we’re busy accomplishing.

Lin-Manuel Miranda is Better Than You

Last week, a Facebook friend of mine posted:

Lin-Manuel Miranda and my alumni magazine make me feel like I’ve done nothing with my life.

I totally agreed. A few days later, I happened across this article (headline is NOT changed): Lin-Manuel Miranda even sings karaoke better than you do.* Of course he does!

An Honest Look At Your Awesomeness

An Honest Look At Your Awesomeness

An Exercise in Self-Reflection

  1. Grab a Piece of Paper and a Pencil
  2. Write down 5 things you are AWESOME at.
  3. Write down 5 weaknesses you have.
  4. Write down 1 thing you want to actively get better at.

Are you Too Hard on Yourself?

Am I Happy? Stop Looking Outside Yourself.

Am I Happy? Stop Looking Outside Yourself.

We introduced our children to Wii Fit recently and they’ve been loving it. Florin, my 6-year-old, will finish every single game and then say: “Am I happy?” and wait to see if her character is excited (happens when played well) or sad (happens when played poorly). She can roll down the entire hill crashing into things in Wii Fit Skiing and STILL be surprised when her character is crying. On the flip side, she can do an amazing Wii Fit ski jump, but she won’t be happy or excited about it until her character starts jumping up and down with excitement.

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