Page 2 of 32

Why the Numbers Don't Matter Right Now

Why the Numbers Don’t Matter Right Now

If you are early on your journey like we are, I want to make the case that maybe the numbers don’t really matter right now.

Projecting is Harder Long-term

Just like the 10-day weather forecast is never right, the 10-year projections won’t be right either. I can tell you firsthand that projecting can be frustrating when you have so little in savings. Conservative estimates make early retirement look impossible.

Read More

Plan Now for a Simpler Holiday

Plan Now for a Simpler Holiday

You cannot decide to have a relaxing holiday season when you’re already in the midst of it. You have to plan now for a simpler holiday. Here’s how:

Make Two Holiday Lists

As you prepare for Thanksgiving next week, I want you to make two lists:

1) Make a list of things you want to get out of the holiday season:

Read More

Why I'm a Stay-at-Home Mom (and the financial implications)

Why I’m a Stay-at-Home Mom (and the financial implications)

One of the things that makes our journey to early retirement unique is that I’m a stay at home mom. Though I do have some income (I’ll get to that), I am not a major financial contributer to this journey. Yet I’m the one that manages all the finances and makes all the plans for Mr. T to retire early. Here’s a bit more of the story behind that.

How I chose to be a Stay-at-Home mom

Penny, our oldest, was born while I was in graduate school. Because of the timing, I had the opportunity to decide what I wanted to do before ever starting a corporate life. Because Mr. T and I were both in school, we balanced parenting duties equally and made sure our class schedules worked around each other so we could pass off the stroller on campus between our respective classes. After Mr. T graduated, we moved to the Northwest so he could find a job and I could finish my masters thesis. We didn’t count on our long stint with unemployment at the same time. I graduated just before Penny was 18 months old and the next month, Mr. T got a job in Alaska.

Read More

FinCon 2017 Recap: What YOU Need to Hear

FinCon 2017 Recap: What YOU Need to Hear

I realize not everyone wants to know how to grow their blog or SEO, etc. (in fact, I didn’t go to most of those sessions either!). The two things I learned at FinCon that are important for everyone are:

1) The Importance of Community

I went to FinCon because that’s my tribe. Are all of them my people? No way! But there were 1700 people there and a subset of that are my friends. We relate. We communicate. We help each other out.

Read More

October 2017 Plan Update

October 2017 Plan Update

October saw Alaska’s first snow (which then quickly melted and the fog rolled in for a perfect foggy, 40-degree Halloween). Also in October, we celebrated PFD day, Alaska day, and went to #FinCon17 (a non-Twitter recap coming Wednesday).

The Numbers:

Want to know how easy it is for us to write these every month? I literally just log into my Personal Capital and revel in all the numbers being in one place. Do you like checking numbers? Do you like graphics? Do you like playing with calculators like retirement calculators and how much your fees are costing you? Then, you should obviously use my affiliate link to Sign up here to help yours truly speed toward financial independence! (Also feel free to read my more in-depth review of Personal Capital.)

Read More

#FinCon17 What Really Happened (on Twitter)

I actually attended FinCon this year (hence my silence around here lately) and my recap will be coming at you next Wednesday, but I wanted to do my annual #FinCon17 recap because based on Twitter, it’s a whole different conference.

Here’s what happened based on Twitter:

First off, there were identity crises (both online and off):

Read More

Alaska Day: Why Alaska is So Great!

Alaska Day: Why Alaska is So Great!

Today is Alaska Day and the day that I like to reflect on how awesome this state of Alaska really is each year. You’ve heard me brag about it all before, but here is my current list of why I love Alaska so much:

Read More

QUIZ: What's your financial personality

QUIZ: What’s Your Financial Personality?

Coming at you today is a super fun quiz I made up determining your financial personality. It’s full of pictures and not at all research-based! Have fun and tell me what you get!

Also, when you’re done with this super easy quiz and if you haven’t taken my SUPER AWESOME quiz (which takes just a bit longer) – go do that. We’re up to 671 responses (THANK YOU FRIENDS!).

The Great Banks Merch Challenge

The Great Banks Merch Challenge

On Monday, we shared an introduction to Merch by Amazon and tips for beginners. Today’s post is our personal Merch by Amazon experience.

Our Merch by Amazon Timeline

At the end of February, I heard about Merch and signed up. It sounded like the perfect platform for us (especially Mr. T – our local graphic designer that needs a creative outlet). It’s all about designing and researching (sound like a pair of people you know?!) and you don’t have to do any selling or customer service! At the beginning of June, Mr. T and I sat down to do our periodic financial date night. We talked about how our financial priorities for the next year were to get our kids to Europe and pay off our mortgage. The combined total of those was $40,000. We brainstormed how we could earn more money to make sure those things happened. Shortly after this discussion, we were accepted to Merch and threw ourselves into it. We uploaded our first shirt design on June 22 and sold our first shirt on June 27. We made a total of $7.07 in June (which showed up in our August plan update because of Amazon’s payment timeline).

Read More

Our Merch by Amazon Adventure

Our Merch by Amazon Adventure

Merch by Amazon is a t-shirt designing platform. It allows you to get your own designs in front of literally BILLIONS of Amazon shoppers. You simply design, upload, and then get a few bucks every time a shirt sells (you pick your own royalty per shirt. Amazon charges around $12-$15 depending on shirt style and your set price. Anything after that, you get to keep). There’s no shipping or customer service to take care of, Amazon simply prints and ships your designs.

Signing Up

Merch by Amazon is free to join (do it today! – maybe when you get accepted in a year you’ll want to!). The catch here is that you have to wait for approval. The time until approval is completely arbitrary. There are reports of people waiting between 4-13 months to get an invite. Also, sometimes they don’t even send you an email and your account is approved and then terminated for inactivity before you even know what happened. To combat this, just try to log in on the Merch website about once a month. If you can get in and see a dashboard, you’ve been approved. You now have 120 days to upload your first design.

Read More

Page 2 of 32

Powered by WordPress & Theme by Anders Norén