A few months before we dove into purging our stuff, Mr. T got new socks. I was reading The Lifechanging Magic of Tidying Up to prepare for the big event. I was just reading the socks section when Mr. T was unpacking his new socks. “This book says you should roll your socks to let them rest.” Probably more to get to me to stop talking about the book, Mr. T dutifully rolled all of his socks. For two months, those perfectly sushi-rolled socks taunted me. They actually seemed happy. Socks. Happy. Crazy? Right? I wanted our whole house to feel that way. Every time I saw his socks, I wanted more! I wanted to dive right in and make it all better.
Our entire journey began with $500/month. One day, I realized I could increase Mr. T’s 401k contributions from home. Immediately, I increased them $250/paycheck. It was a simple, easy change. The first month, we noticed the $500 decrease. By the third month, it was our new normal. That was almost nine months ago. I wanted more. I loved seeing the numbers go up and I wanted them to go up faster!
Last month, I logged back in and increased them to the maximum monthly contribution that would equal a maxed out 401k in a year, $750/paycheck. It’s only been a month, and we’ve definitely noticed the change in our monthly budget. But it’s made us think harder about our financial choices. We have to think more clearly before making a purchase. I work on an hourly wage and having less money coming from Mr. T’s paycheck has made me hustle. I work more than I did and I’m more engaged in my work.
As we worked through the major purge of our stuff in our house, I kept returning to Mr. T’s perfect socks (of course, mine don’t look nearly as perfect and relaxed as his). It was a breath of fresh air. It reminded me what I wanted in our home and why I was doing this. It helped me ask “Is this thing getting in the way of having my house feel like that perfect box of socks? Is it worth it?”
One simple change is all it takes to start you on a path. If you’ve already increased your contributions to max them out, what simple change can you make this week to move you along your path? If you haven’t increased your contributions for awhile, jump in. What amount would challenge you?
What’s one change that would push you that you could make this week?