I know you’ve probably read a million posts on this topic lately since the future of healthcare in the United States is so uncertain, but healthcare is a big topic in the preparation for retirement, so let’s look at our situation:

Retirement Healthcare Cost Estimates

A recent Fidelity analysis estimates that healthcare will cost $275,000 per couple. This estimate only includes ages 65-88 at the latest. That averages out to $11,957 a year! Say you retire at 40 and live until 100 and spend the same amount of money annually, you’re looking at a whopping estimate of $717,420! Do I think this is reality? No idea. The answer is that we have LITERALLY NO IDEA what healthcare will look like in the United States until we die. That makes planning for it in calculations really, really hard.

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