Denali Northern Expenditure

Tag: habits

A 2017 Earth Day Checkup

A 2017 Earth Day Checkup

Earth Day was this weekend. To celebrate, Florin’s school passed out garbage bags to kick off next week’s city-wide clean up (my favorite time of year… all the trash that was hiding in all that snow gets picked up!). Each year, I perform a personal Earth Day Checkup. We could all be doing better protecting the environment, but every year, I like to celebrate the things I am doing, note my own improvements, and come up with something I can improve upon.

Earth Day Checkup: The Good

Kindness

On Kindness

Did you know that the incidence of psychopathy in CEOs is 4 times that of the general population? Apparently a lack of empathy and kindness is great material for climbing the ladder all the way to the top!

I’m a firm believer that your selfish vs. altruistic mindsets are firmly cemented the more actions you make. For example, if we spend all of our working years actively chasing early retirement and choosing not to give (after all, one donation could mean 2 weeks/months/years more work!), we’re not going to one day wake up and decide the time is right to start giving. On the flip side, if we get into the habit now of charitable giving, it will become a habit and doing good with money won’t be difficult later.

Just as I think giving money is a habit, kindness is also a habit. Kindness may not make you rich, but it will definitely enrich your journey. Today, I want to make a case for being kind. There is enough rhetoric in the world about how to be cut-throat, ruthless, step on the little guy to get a leg-up, and not looking down on your way to the top. The world doesn’t need more of that. And if that’s the requirement for being successful, I’m happy to be a failure.

The Formula for a Happy, Productive Day

The Formula for a Productive, Happy Day

When Mr. T and I were in London in June, we attended church right near Hyde Park. The speaker mentioned the three things we should be doing every single day and I’ve thought since then about how right he was.

Here is his 3-step formula for a happy, productive day (with my own thoughts added under each one):

Know Thyself: Do You

Lately, I’ve had a total breakthrough in achieving my goals. It has been a breakthrough for me to come to the realization (and admit) that I’m an “a lot at one time” kind of person and get stressed out about committing to do something every day. Granted, it’s only been a few weeks since I changed my tactics on my goals to reflect this realization, but so far things are going well. This all goes back to the most important thing you can do for yourself and your finances: know thyself. There are hundreds, probably thousands of personal finance blogs available, and it’s fabulous for your finances to surround yourself with good influences that preach the messages of avoiding debt, saving more, and finding financial freedom and independence. But the reason why there are so many is because there is no one-size-fits all approach to finances.

Do you want to know the absolute best way for you to get out of debt and save more money? The answer: The one you will actually do. 

Research Highlight: How to Start a New Habit

Ever find yourself with a bad habit like eating a cookie every day at lunch? Charles Duhigg did. And he set out on a research journey to break that habit in the book: The Power of Habit: Why We Do What We Do in Life and Business. Despite the 8 pounds he had gained, Duhigg found himself in the cafeteria every afternoon eating another cookie. He tried reminder notes, but promptly ignored them. He discovered that a habit is actually a three-step loop:

Cue —> Habit routine —> Reward

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