It’s officially still July, so I’m still winning on this whole blogging thing, right?! Right. That’s what I thought. June was a fantastic month filled with more ferries! We flew to Juneau and took a ferry to Haines, saw the oldest lighthouse in Alaska, saw some more whales and otters and sea lions, took a ferry to another little island village and enjoyed slow, village life for a few days (we even attended a graduation party of some random stranger – the town is THAT small). Then we flew down to see family in Oregon and Washington. Summer is for travel. And we’ve been doing plenty of it.
Want to know how easy it is for us to write these every month? I literally just log into my Personal Capital and revel in all the numbers being in one place. Do you like checking numbers? Do you like graphics? Do you like playing with calculators like retirement calculators and how much your fees are costing you? Then, you should obviously use my affiliate link to Sign up here to help yours truly speed toward financial independence! (Also feel free to read my more in-depth review of Personal Capital.)
Mortgage is still at $ZERO!
Okay, so with all the travel, etc. I actually forgot to check my investments at the end of June! By the time I got around to checking, it was July 12th and we had $267,000. Not bad. I really, really like forgetting about money, living my life, traveling, and still see this go up! It’s my favorite.
Max Out Mr.T’s 2019 Roth IRA (0/$6,000) – Not yet.
Replenish Emergency Fund ($1,200/$1,200) – Because our emergency fund is in a Capitol360 account so we can use it for free ATMs while traveling (but the account only earns 1%), we lowered our emergency account goal from $5000 to $1200. Then we changed this goal:
Extra Investments ($300/$45,000) – Nothing new here. Barring any $20k sales months toward the end of the year (not looking likely at all), we’re not going to even get close. Oh well. This is why we make goals, right? Or should we be sticking to “the unaimed arrow never misses” mentality? 😉
Notable Expenses This Month: The Story Our Money Tells:
These are expenses that tell an interesting story. A peek into our lives through our pocketbook (prepare to be judg-y this month!):
This year, we decided to take our family on the Alaska Marine Highway from Dutch Harbor to Kodiak – a 2.5-day journey and often referred to as the “ferry to the end of the world.” The trip was worth it and wonderful and here’s what you need to know:
Why We Did it:
I’ve been wanting to take this ferry since moving to Alaska. We live in a weird and wonderful state and I want to explore as much of it as I can. The push to actually book the trip this year was the Governor threatening to cut all Alaska ferries. These ferries are vital to connecting Alaskan communities and were never built to be a money maker. That is why they called them the “Alaska Marine Highway System” because roads also don’t make money. They make communities. All of the communities on the Aleutian ferry can only be accessed by ferry or plane. Many are too small for a landing strip.
We flew to Dutch Harbor and rode the ferry up the chain to Kodiak. We were told by ferry staff that we rode the “locals route.” The tourist route is the opposite one: Homer or Kodiak to Dutch Harbor/Unalaska (The harbor is called Dutch Harbor, but the town is called Unalaska, so you fly into Dutch Harbor, but the town and the island it is on is Unalaska). Ferry staff told us that during the “tourist route” the tiny towns come out in full force at each stop with stopover tours, local donuts, and tiny souvenir stands. Though we’re sad we missed the tours and donuts, we’re glad we got to see the ferry exactly as it is used by fellow Alaskans.
As a tourist, I would probably recommend you take the other way. Homer is a 4-hour drive from Anchorage, but one-way rentals are hard to find which is why we chose to end in Kodiak. We flew into Dutch Harbor from Anchorage and flew back to Anchorage from Kodiak. Flights to these areas (especially Dutch Harbor/Unalaska) can be very expensive, costing hundreds of dollars for a one-way flight. This can be a good use of Alaska Airlines miles. Instate flights are cheap using Alaska Airlines miles – Dutch harbor can be as low as 7,500 one way and Kodiak 5,000. Keep in mind that inclement weather cancels flights in Dutch Harbor very frequently, so add a few days of a buffer in your trip if you get stuck in Dutch Harbor at the end of the journey so you don’t miss your Anchorage flight home. We left Dutch Harbor at 4pm on Saturday afternoon and arrived in Kodiak on Tuesday morning at 2:15am. The ferry journey was $361 for each adult, $181 for kids 6-11, and free for kids 0-5. Our 4-person cabin with bathroom was $635, so we paid a total of $1,719 for this ferry journey (and used miles to pay for flights each way).
While it is legal to duct tape a tent to the top deck of the ferry, this route isn’t the best to do that. We watched a family try, but nearly lose their poles to the wind. Eventually, they gave up and headed inside. One man did set up just a cot in the solarium at the top deck (it’s both covered and heated but very, very loud). We got a 4-person cabin and one of the kids slept on the floor between the 2 bunk beds. Our cabin had a small bathroom in it, but many don’t. There are, however public bathrooms and showers on board. You’re also able to sleep in the lounge chairs or the few booth tables in the lounge, but booth benches fill up FAST by locals that ride the ferry frequently. I recommend a cabin. It was worth sleeping in a bed in darkness (reminder: Alaska doesn’t get dark all night during the summer).
Food on board is available in the full-service restaurant on the M/V Tustumena. The restaurant is only open 1-1.5 hours for each meal and has a limited menu with prices $10-12 per entree (and no tipping servers because they are all public servants and can’t accept tips). Also, they are limited to ingredients on board. After the second morning, they ran out of syrup for breakfast. There are also 2 public microwaves and a Keurig that offers free hot water. We ate two meals in the restaurant, but ate the rest using the microwave and hot water options. We brought oatmeal and hot cocoa packets for breakfast, lots of snacks for lunch, and just-add-water pho bowls and microwavable indian food and rice packets for dinner. We brought our own microwavable bowls (cups were available for coffee) and never had to compete for the microwave.
Also, the ferry is in the open ocean for much of the journey in a very windy/rainy part of the world. We lucked out with 5-8-foot swells but the crew said 20-30-foot swells aren’t uncommon. I was definitely on Dramamine for the ride.
The ferry has a “movie room” where the purser will load movies during the slower times on board – the days with fewer stops. She played a few kid movies and a couple Alaskan documentaries. We also brought lots of games to play as a family. My kids also had Kindles and workbooks for when we needed them to calm down on the boat.
Bring a good camera and binoculars and be ready to just watch the waters. We saw cute otters, some fin whales, a pod of orcas, some porpoises, tufted puffins, horned puffins, and many, many other kinds of birds. Bring lots of coats and hats and gloves because sitting outside the boat in the wind and rain can be very cold.
Since we were on the “locals’ route,” we didn’t have offered tours and most of the towns weren’t close enough to walk all the way into “town” (they’re all really small) during our small stop, but we made sure we got off at each one and walked around the dock and took pictures. We also got good views of each town as we pulled up and drove away on the ferry. Akutan is the one town that is right at the dock. The whole town is car-less and has boardwalks between all the houses for 4-wheelers. In 20 minutes we were able to walk all the way from one of town to the other. Each town has its own cute little Russian Orthodox Church and most have fish processing plants.
Who Rides the Ferry?
There were 5-6 other Alaskans that took the governor’s threat seriously and bought a ticket like we did and there was one explorer from California, but the rest of the people on board were using the ferry for real life. We were there at the end of the school year, so there were 4 teachers from several of the islands that were moving to other villages to teach the next year. There were sports teams riding to compete with other villages. One family was moving from Dutch Harbor to Colorado. Two of the towns are on the same island but have no road between them. One town has the airport and the other has the harbor. Many residents of one town got on the ferry to get to their fishing boats in the other.
We spent a lot of time at each stop down on the car deck watching them load and unload all sorts of things onto and off of the ferry with the ferry’s unique car elevator system. The dock at each stop is at a different height, so the car elevator allows vehicles to be loaded and unloaded at each stop despite the height differences. Every stop was a complete logic puzzle. They loaded garbage trucks, semis, several boats, many 4-wheelers with trailers attached, and a whole carnival of rides!
Was It Worth It?
I absolutely loved the trip. It was beautiful and crazy and fun. It was so fun to talk to locals about how they use the ferry, talk to the staff about how they ended up there (many, many crazy stories), and see the landscape of the Aleutians. We were also able to learn a lot more about the history of WWII in Alaska in Unalaska and Kodiak which are important stories all Americans should discover (you should at least know about the Battle of Attu and the Aleut Relocation Camps). We were able to explore old bunkers and lookout points at both Unalaska and Kodiak.
The boat ride through the tree-less cliffs of the Aleutians was unreal. It was a scene from a movie and I am so glad I went!
Northern Expenditure is for informational and entertainment purposes only. DO NOT base any financial decisions on anything we say. Seek out a financial professional before making a financial decision. Seek out a medical professional before making any health decisions. Seek out a child-rearing professional before attempting any child-rearing.
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