Tag: expenses (Page 1 of 3)

how much we spend

How Much We Spent and Saved in 2016

The numbers are in!

Let’s start with how much we spent:

First off, if you want detailed breakdowns of previous years, check out our first “How Much We Spend” post. To summarize:

  • In 2013, we spent $53,218
  • In 2014, we spent $53,344
  • In 2015, we spent $55,810 ($63,581 before subtracting the Alaska State Energy Rebate)

In 2016 we spent…. drum roll please…. $59,392! 

Yes… more than last year, but still under $60k. So, how did this year break down? Here’s a lovely graph:

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January 2017 Plan Update

December 2016 Plan Update

Welcome back, friends!

PLEASE – If you haven’t taken my SUPER IMPORTANT AND AWESOME SURVEY, please do it now. Share it with your family. Make your friends take it at your house. Post it on social media. Okay… you get it. Thanks. Seriously and honestly: Thank you.

Welcome to 2017 – the year where people stop dying and the world becomes a wonderful, hopeful, kind place. Too much hope? I love a new year. A clean slate. And while I can’t entirely control the world, I can move myself forward. So, the next few posts will be introducing the 2017 Stock household goals (yay goals!).

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Grateful Money Amounts

Grateful Money Amounts

I enjoyed the Halloween tweet-storm so much, I decided to do a Thanksgiving version. I asked people to give me one amount of money they are grateful for in 2016:

I thought about this a lot myself before tweeting it out and have an answer that fits in a variety of categories. For each category, I add my own answer and the Twitter responses I got that fit in that category as well.

Experiences

My $276 amount to see the second ever showing of Harry Potter and the Cursed Child would fit in this category. It was an amazing, historic experience.

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September Update

September 2016 Plan Update

September has come and gone. Instead of attending FinCon, I headed to the Midwest for work and then to celebrate a birthday weekend with my sister! It was great fun (and, as a bonus, I even found a pair of skinny jeans that don’t make me look like a chicken!).

The Numbers:

You guys… if you haven’t signed up for Personal Capital, I think you’re nuts! It’s free! I look forward each month to logging in and seeing all of my accounts in one place. It shows all of my credit card accounts, my mortgage, my investment accounts, analyzes my fees, and is very visually compelling. I mean, it’s a geeked-out way to see it all in one glance without spending too much time. Sign up here to help yours truly speed toward financial independence! It has cut down my end-of-the month reckoning significantly since I can see all my accounts together (with graphs!).

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Northern Expressions

Northern Expressions: Manage Your Lifestyle

You can't outearn dumb spending

Happy Friday, friends. Today’s Northern Expression comes from the one and only J.D. Roth. If you haven’t read it yet, go check out the awesome (and free!) The Money Boss Manual. Simple advice, but so wise and true. As you celebrate your holiday weekend (Labor Day for our overseas visitors), just ask yourself what makes you truly happy. These questions might help. Life is meant to be enjoyed, but you have to find balance with your current self and your future self.

Plan updates coming Monday, so get excited! I look forward to checking in with you after the weekend to tell you all about our exciting month. Until then, go and be joyful!

Love, Maggie

PS – Another weekly newsletter of interesting links from the interwebs goes out tomorrow morning. Sign up on the sidebar. Tomorrow’s email features a study about the population of people that watch trash films (think: Sharknado). I love studies on random things!

frugality sucks frugal

Being Frugal is Overrated

When I started this blog, I thought “yes! We aren’t big spenders! We can jump in and discuss how frugal we really are.” Ironically, after over a year of blogging, I’ve realized that being frugal isn’t the answer. 

Frugality is all about cutting costs, but sometimes that’s not the best financial action plan. We still maintain some level of frugality, but it has shifted from counting costs to living mindfully.

FRUGALITY FAILS:

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July 2016 Plan update

July 2016 Plan Update

July has come and gone so fast. We spent the beginning of the month at the Oregon coast with my whole extended family. Then we came home to Alaska and went dipnetting the next week and filled our freezer full of a year’s worth of salmon. Alaska is seriously so amazing. We’ve also been enjoying bowls full of fresh raspberries from our garden.

This month on the blog, we covered how to save money* in both London and the UK in general. We also came clean about being early retirement frauds and I took Mr. T’s company’s retirement newsletter to task for being terrible. We had THREE people take the Roth IRA Challenge this month in awesome posts. First Ditching the Grind talked about being a U.S. military reservist. Then Amber Tree Leaves discussed property management. And finally, The Money Mine offered a great post about couple finances. Are YOU ready to take the challenge?

We’ve also completely changed our email newsletter. I now email once a week on Saturdays and while the email does include links to the posts on the blog from the week, it also includes information I don’t share on the blog and other interesting links of research and random tidbits of information I read that don’t “fit” in the blog format. If you want to give it a try. SIGN UP over on the sidebar! (I don’t plan to annoy you with sign-up pop-ups.)

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Fireworks over the beach

June 2016 Plan Update

June was AMAZING. We just got back from our big adventures last night and I’m excited to catch up on all the comments today! We flew to Seattle on June 2nd, spent five days with Mr. T’s family on the Puget Sound, and then Mr. T and I ditched the kids with them and headed to the United Kingdom. We flew into London where we spent a week, then we drove through Stonehenge, Avebury, Stourhead, Bath, and over to Cardiff for a few days. From there, we zig-zagged up through Wales to the Lake District, drove over through Yorkshire, over to Whitby on the coast, up to Northumberland, and finished up in Edinburgh. From there we flew to Paris for the last 3 days and then back to Portland (my family) where we met up with our children and enjoyed a family reunion on the coast.

There will be more on the trip coming up in a few lessons we learned on the UK and London on a budget, but for those who care, I’ll mention a few things here.

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Travel Hacking to London and Paris

Travel Hacking from Anchorage Alaska to London & Paris

On Monday, we shared our quick guide to conservative travel hacking. Since we’re all about sharing our numbers here on the blog, I want to break down how much we spent on airfare and lodging for our current trip to the UK and Paris.

FLIGHTS:

Total Cost: $1007.36

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Conservative Travel Hacking

Conservative Travel Hacking

Late tonight, Mr. T and I fly to the UK to celebrate our tenth anniversary! We’ll spend 2.5 weeks driving around the UK, fly to Paris for the last three days, and then fly back to pick up our children. We have awesome posts lined up while we are away, so don’t be a stranger. If we’re slow on reading/responding to comments, I promise we will catch up upon our return. The comments are one of our favorite parts of blogging, so please share your thoughts even though the response may be quite delayed! And be sure to follow us on Twitter if you want to know what we’re up to!

While we’re off and away, I think it’s time we shared how we travel hack conservatively. I’ve been interested in travel hacking for years, but I only found sources churning 4-12 credit cards every three months and doing something called manufactured spend. Then I found the ultimate travel hacker resource for every level of travel hacker: Brad and Alexi and their FREE Travel Miles 101 Course (not an affiliate link, but I highly recommend signing up if you are interested at all in travel hacking). Alexi is a heavy credit card churner while Brad churns only a few cards a year and they teach you everything (earning money on the credit card sign-ups through their affiliate links).

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